Sudeep Das
Director, Providence Lending Group
Business Lending & Commercial Finance Expert
Sudeep is a finance broker and Chartered Accountant with over 19 years of senior experience across KPMG and Westpac, where he led finance teams managing multi-billion-dollar lending portfolios and advised senior leadership on major funding and strategy decisions. That combination — deep accounting expertise and direct lending experience inside a major bank — gives him a perspective most mortgage brokers simply don’t have.
Business owners and investors working through complex funding decisions often come to Sudeep when the situation needs careful structuring, not just a lender search. He understands how lending decisions are shaped from the inside, which choices open up future options and which ones quietly close them off — and uses that knowledge to help clients think beyond the immediate transaction.
At Providence Lending Group, Sudeep focuses on business lending, commercial finance, and mortgage strategies built around a client’s bigger picture. He’s known for being proactive, highly responsive, and genuinely invested in long-term outcomes rather than short-term settlements.
Commercial Lending Backed by Big Bank Experience
Complex lending isn’t just about finding a lender. It’s about understanding how credit decisions are made and structuring applications that align with lender expectations. With senior experience across KPMG and Westpac, Sudeep combines accounting expertise with real-world banking knowledge to help business owners, investors, and developers secure finance that supports their long-term goals.
Experience
- Over 19 years of experience in banking, accounting, and commercial finance.
- Senior finance leadership roles with KPMG and Westpac.
- Managed and advised on multi-billion-dollar commercial lending portfolios.
- Extensive experience in commercial, residential, and business lending.
- Trusted adviser to business owners, property investors, and developers.
- Specialist in complex lending structures and strategic finance solutions.
Credentials
- Chartered Accountant (CA).
- Director, Providence Lending Group.
- Former senior finance leader at KPMG and Westpac.
- Member of Chartered Accountants Australia and New Zealand (CA ANZ).
- Finance broker specialising in commercial, business, and property lending.
- Works closely with accountants, solicitors, and financial advisers to deliver integrated lending solutions.
Areas of Specialisation
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The People Behind The File
Providence is a partner-led firm. Every engagement is handled by a partner with direct credit-assessment experience — not passed to a processing queue.
Commercial Property Finance
Acquisitions, refinances, and investment facilities structured around security position and covenant headroom — not just the headline rate.
Read MoreBusiness lending & working capital
Restructuring business debt and funding trade the way an incoming credit team would read it — matched to how the business actually operates.
Read MoreComplex & specialist funding
Development finance, multi-tranche facilities, specialist SMSF commercial property lending where structure, lender appetite, and precision drive the outcome.
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