Where do youfit?
Tell us where you are, and our mortgage broker sydney team will point you in the right direction. Straightforward or complex, there's a finance solution built for your situation.
Home Buying & Refinancing
Investing in Property
Business Growth Finance
Experience That Makes Complex Finance Simple
Providence Lending Group is a trusted mortgage broker sydney businesses, investors and homeowners rely on for residential, commercial and specialist finance solutions across Greater Sydney and NSW. A straightforward PAYG refinance is relatively simple. The real challenges come when there are multiple moving parts, such as an SMSF purchasing commercial property, a developer requiring staged construction funding, or a borrower whose application has been declined by a lender without a clear explanation.
That’s where our experience makes a difference. With backgrounds in banking and commercial lending, we understand how lenders assess finance applications and know how to structure and present your loan request to give it the strongest possible chance of approval.
Lending Across Every Scenario
From a first home to a complex commercial deal, our mortgage broker sydney team works across the full spectrum of lending, with access to major banks, specialist lenders and non-bank funders to match the right finance structure to your situation.
Commercial Loans
Property, acquisition and structured business debt, from a team with backgrounds in banking and commercial lending.
Read MoreRefinancing
Review your home or commercial facility for a sharper rate, a better structure, or access to the equity you've built.
Read MorePersonal Loans
Flexible personal lending — from consolidating debt to financing a vehicle — arranged around your circumstances, financial goals, and long-term plans.
Read MoreHome Loans
First home, upgrading, building or refinancing — matched to the right lender, not the loudest one, every single time.
Read MoreInvestment Loans
Strategic finance for residential and commercial property investors — structured to grow with your portfolio, not trap your equity.
Read MoreAsset Finance
Finance for the vehicles, equipment and machinery your business runs on — structured around your cash flow, not against it.
Read MoreWorking Capital Finance
Flexible funding to keep cash flow steady through seasonal demand, growth and the gaps in between.
Read MoreDevelopment Loans
Funding for residential and commercial projects, staged from site acquisition through to construction and completion.
Read MoreSMSF lending
Residential and commercial lending through your self-managed super fund, with specialist guidance from start to settlement.
Read More
Who we are
Providence Lending Group was founded by three former senior bankers – Adrian Ressas, Papan Chakma and Sudeep Das – who between them held leadership roles at Commonwealth Bank, ANZ, Westpac and KPMG. We deliver structured funding for complex scenarios — for business owners, property developers, investors and homeowners who deserve more than a standard approach.
FAQs
Find clear answers to common questions about our process, lending options and how we work with clients. A helpful starting point if you’re planning your next financial move.
Calculators
Use our calculators to explore borrowing capacity, repayments and affordability scenarios. A simple way to plan ahead and understand your options.
Our Client-First Process
Get in Touch
Contact our team via our online form, email, or by booking a call directly. We’ll take the time to understand your full financial position, goals and timeline — not just the loan amount you need.
Strategy & Recommendation
We identify the most suitable lenders and structures for your situation and present you with clear, honest options. Our service is at no cost to you — we’re paid by the lender once your loan settles.
Application & Settlement
We manage the entire process on your behalf — liaising with lenders, handling paperwork, and keeping you informed at every step through to settlement.
Why Providence
Most brokers can place a simple loan. The difference shows when the deal is complex, the timing is tight, or the bank has already said no
Banking & Commercial Lending Experience
Our partners built their careers in the Australian banking industry. That experience means we understand how lenders assess commercial and residential applications — and we structure files to meet those requirements from the outset.
Built For the Complex
SMSF, commercial property, development and structured business debt aren't a sideline. They're our core work, handled by people who understand where these deals get stuck.
Advice In Your Interest
As your broker we're obligated to act in your best interests, and lenders pay us on settlement — so our guidance costs you nothing and isn't tied to any single bank's products.
Managed End to End
From first conversation to settlement and beyond, one team manages the lenders, the paperwork and the follow-through. You stay informed; we carry the load.
Meet The Partners
Providence was built by finance professionals with backgrounds in banking and commercial lending. Every engagement is led by a partner — not passed to a processing team.
Get In Touch Today
Straightforward or complex, we’ll give you a clear picture of your
options — no obligation, no cost, just considered advice from people who understand how these deals are assessed.
The Latest News & Articles
Stay informed with the latest lending insights, property finance trends, and expert guidance from our team.
Why Sydney SMEs Need Smarter Business Finance
Business finance in Sydney has quietly stopped being a rate conversation. Small business owes $35.9 billion of theWhy Loan Structure Matters More Than Interest Rate
When business owners and investors start looking for a commercial loan, the first question is almost always theWhy “shopping around” for finance can quietly work against you
Most business owners assume that submitting multiple finance applications simply widens their options. On the surface, it feelsLeave Your Details
Tell us a little about what you’re looking for and one of our partners will be in touch directly.